Build
Credit Fast

4.9

#1

Credit Builder

Give Yourself The

Credit You Deserve

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Improve
Your Credit

Your payment performance is reported to TransUnion®, Equifax®, Experian®.

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Track
your score

Track your FICO® Score, the score most widely used by 90% of top lenders.

Stay safe

Protect the credit you’re building from identity theft and data breaches.

Get
rewarded

Earn up to $1,225 in rewards. Get 1% back for loans and up to $75 for credit cards. FAQs.

Reach
your goals

Better credit makes owning a car and home possible, with higher odds for approval.

Save
on interest

Lower your monthly payments with better rates when you have a higher credit score.

Testimonial

Trusted by Professionals Worldwide

Professional, reliable, and transparent. I highly recommend them 💯%

Jonathan P

Houston, TX

★★★★

I was skeptical at first, but this actually works. My credit improved faster than expected.

Stephanie K

Denver, CO

★★★★★

The process was smooth from start to finish. Customer support is amazing!

Marcus L

Miami, FL

★★★★★

Proplus made everything simple and stress-free. I finally feel back in control of my finances.

Amanda T

Austin, TX

★★★★★

It’s really straight forward. I love how simple everything is.

Jose C

Chicago, IL

★★★★★

I can say that Proplus has been a great experience so far so good that I’m here long term.

Pharren G

Philadelphia, PA

★★★★★

The best, highly recommended 💯%

Roberto N

New York, NY

★★★★★

I am so grateful to Proplus. I see my credit score rising every month. Thank you 😊

Derrol R

Cutler Bay, FL

★★★★★

Small installments… easy peasy!

Drayton H

New Orleans, LA

★★★★★

Credit Building Made Simple

How It Works

Apply for ProPlus Credit Builder to boost your creditworthiness.
Make timely monthly payments to unlock a better future.

Build 
Installment Credit

$20/mo for 24 months. 
Reports to all 3 bureaus.

Payment performance is reported to TransUnion®, Equifax®, Experian®.

Grow 
Your Worth

Get 24 months of ID monitoring and personal growth tools.

Stay safe from data breaches with continuous identity monitoring.

Build 
Installment Credit

$20/mo for 24 months. 
Reports to all 3 bureaus.

Payment performance is reported to TransUnion®, Equifax®, Experian®.

Earn 
Cash Rewards

Cash in on rewards, up to $1,225. Get $30 for each friend you refer.

Available to eligible customers with 4 on-time payments. FAQs.

Ready to Build Credit?

Frequently Asked Questions

Common Questions

How does credit building work?

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.

How does credit building work?

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.