Your payment performance is reported to TransUnion®, Equifax®, Experian®.
Protect the credit you’re building from identity theft and data breaches.
Earn up to $1,225 in rewards. Get 1% back for loans and up to $75 for credit cards. FAQs.
Better credit makes owning a car and home possible, with higher odds for approval.
Lower your monthly payments with better rates when you have a higher credit score.
Professional, reliable, and transparent. I highly recommend them 💯%
Jonathan P
Houston, TX
I was skeptical at first, but this actually works. My credit improved faster than expected.
Stephanie K
Denver, CO
The process was smooth from start to finish. Customer support is amazing!
Marcus L
Miami, FL
Proplus made everything simple and stress-free. I finally feel back in control of my finances.
Amanda T
Austin, TX
It’s really straight forward. I love how simple everything is.
Jose C
Chicago, IL
I can say that Proplus has been a great experience so far so good that I’m here long term.
Pharren G
Philadelphia, PA
The best, highly recommended 💯%
Roberto N
New York, NY
I am so grateful to Proplus. I see my credit score rising every month. Thank you 😊
Derrol R
Cutler Bay, FL
Small installments… easy peasy!
Drayton H
New Orleans, LA
Payment performance is reported to TransUnion®, Equifax®, Experian®.
Stay safe from data breaches with continuous identity monitoring.
Payment performance is reported to TransUnion®, Equifax®, Experian®.
Available to eligible customers with 4 on-time payments. FAQs.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or open your Installment Credit Account.
There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.
On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
© 2026 ProPlus Credit – a public benefit corporation
Terms and Conditions